Digital currencies are assets that are only used for electronic transactions. They do not have any physical form, although they can be exchanged for regular money or other assets.
“Digital currency” and “cryptocurrency” seem interchangeable, they actually mean two different things. Digital currency refers to any currency that exists online. Cryptocurrency, on the other hand, refers to currency held as a record on a blockchain database

Central Bank issued Digital Currency (CBDC)

Enabling central banks to issue digital fiat currency, the digital currencies technology powers an instrument that has the same legal tender status as banknotes and coins. Digital fiat currency is secure, transparent, and efficient. The digital payment instrument issued by the Central Bank infuses trust in all digital transactions.

Digital Currencies Technology

The Central Banks govern the Companies providing the ecurrencies technology. This technology has inherent trust and transperiency of digital transactions, enabling users to get benefit of using safe and secured e-currencies.

EcurrenciesTM – Evolution of Currency

Digital transactions require a single form of central bank issued digital fiat currency. The eCurrency approach is vital for central banks to perform their core regulatory and monetary policy roles. eCurrency enables central banks to preserve their charter as the sole issuer of the national currency in the digital realm.

Enabling central banks to authorize and issue electronic currencies

Digital currency (digital moneyelectronic money or electronic currency) is a balance or a record stored in a distributed database on the Internet, in an electronic computer database, within digital files or within a stored-value card. Examples of digital currencies include cryptocurrencies, virtual currencies, central bank digital currencies and e-Cash.

Digital Currencies at Madcashcentral Cash Content Curators

Digital Currencies

Digital currencies exhibit properties similar to other currencies, but do not have a physical form of banknotes and coins. Not having a physical form, they allow for nearly instantaneous transactions. Usually not issued by a governmental body, virtual currencies are not considered a legal tender and they enable ownership transfer across governmental borders.

Use these types of currencies to buy physical goods and services. By applying restrictions, the use cases of these currencies can be limited to certain communities.

such as for use inside an online game. One can trade digital currency for another digital currency using arbitrage strategies and techniques.

Are Digital Currencies the Future?

Centralized Digital money, means there is a central point of control over the money supply. Whereas decentralized, where the control over the money supply can come from various sources.

We have seen the rise of digital payment systems from the beginning of the 70’s.
We have listed a few major players here

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